38 Lessons for Living is a unique self-help book in that it does two particular things: first, it uses real-life experiences as its guide; and second, it adapts martial arts philosophy to a modern world. This is not a martial arts book at all, but rather uses core martial arts principles to teach practical living skills. Initially, the driving force behind the book was personal. Both authors have had bouts with insecurity, personal finance, and other aspects of the human experience. Throughout our teaching career, many individuals have crossed our path that came for a variety of reasons—to learn an art form, to relieve stress, to learn discipline and respect, and to become better individuals. This book incorporates all that we have learned in the martial arts arena, and all that we have learned as educators in the area of practical living skills and personal finance. Although the martial arts do not teach material success, they do offer profound teachings and examples that will precipitate success. This book is particularly important for young people who are just starting adulthood. It offers practical insight into how they can live their lives to the fullest, while understanding their role in society, and ways to manage finances successfully. This book seeks to educate, enlighten, and give direction to individuals wanting to positively change their lives. Each section offers a brief saying, a general explanation, and a reaffirmation quote.